Streamlining Loan Classification with an Automated Excel UDF Tool As per Nepal Rastra Bank’s Directive No. 2, loans are categorized based on the number of overdue days to ensure effective credit risk management. The classifications are as follows: Good (up ...
Microsoft Excel has become one of the most essential tools for businesses, analysts, and everyday users worldwide. Since its inception, it has revolutionized the way we manage and analyze data. From simple calculations to complex financial models and AI-driven insights, ...